Lifewise Funding

Rated 4.7 out of 5

Total Rating


Rates as low as 1.9% APR up to $100,000

The Good

  • Convenient Online Application
  • No Credit Score Requirement
  • Provides Free Consultations

Convenient Online Application

Lifewise Funding offers a comfortable and accessible alternative to apply for financing. Loan requests may be submitted directly through their website: The whole process is digitalized and paperless, borrowers do not need to send in any documents to apply, and in-person consultations are unnecessary.

No Credit Score Requirement

You can now apply for a loan with minimal requirements through Lifewise Funding. Anyone over eighteen with a stable income source and a set-up bank account may submit a loan request – regardless of credit ranking. However, it is necessary to note that your loan's annual percentage rate (APR) is still conditional on the applicant's credit score and debt-income ratio.

Provides Free Consultations

While most debt relief companies and financing agencies charge an enormous fee of $300 to $500 for consultation services, Lifewise Funding gives it out for free. Aside from the free consultation service, the company also has several other fees waived off, such as prepayment penalties, administrative costs, and origination fees. The few add-on charges help to significantly reduce total premiums by almost $500.

The Verdict

The convenient application process that Lifewise Funding provides gives the brand an edge over its competitors. While most companies take weeks to approve loans and then release funding, it takes them only 24 to 28 hours to complete an entire loan request transaction. The money is also sent straight to the borrower's bank account for added convenience, saving applicants the hassle of making multiple trips for cash pick-up.

Contact Information

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Call our recommended rep over at Lifewise Funding below.

Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Very good33%


Lifewise Funding

The convenient application process that Lifewise Funding provides gives the brand an edge over its competitors.

I consolidated my debts through them.

Rated 5 out of 5
February 5, 2021

I consolidated my debts through them. The process was simple and straightforward than I imagined it to be, the funding is legit, and there weren’t many forms to fill out. It was the most straightforward transaction I’ve ever come across.

Avatar for Jonathan H
Jonathan H

Easy to talk with.

Rated 5 out of 5
February 5, 2021

Jeff was easy to talk with. He made sure to find me the best payment option for my loan. I have no complaints; the service is outstanding.

Avatar for Brian O
Brian O

Significantly lower.

Rated 4 out of 5
February 3, 2021

The APR they gave me for my loan was significantly lower than what I used to pay with my last agency. On top of that, I was able to get my money within 48 hours. Legit and very reliable. Many thanks.

Avatar for Brian J
Brian J






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