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Credit Wise Lending

Rated 4.7 out of 5

Total Rating

4.7

Rates as low as 1.9% APR up to $100,000

The Good

  • No Credit Requirement
  • No Processing Fees
  • Quick Loan Disbursal

No Credit Requirement

Credit Wise Lending has a much lenient credit requirement than banks or other online lending agencies. The brand is open to accepting and granting loan requests from borrowers with no established credit or low credit ratings. However, the annual percentage rate varies according to the credit profile of the borrower.

No Processing Fees

Aside from having one of the lowest annual percentage rates in the market, Credit Wise Lending also has zero add-on fees. The brand does not apply origination fees, prepayment penalties, processing charges, or administrative costs, allowing borrowers to significantly cut back on their overall premium.

Quick Loan Disbursal

Credit Wise Lending has a higher approval rating compared to other leading online loan websites. The company is famous for approving loans in less than 24 hours, with the funds disbursed to the borrower's account shortly after.

THE VERDICT

A payday loan might be a good option if you need a minor cash injection to get you through until the next payday. However, some lending agencies have costly interest fees that put you in a dangerous spiral of debt. Credit Wise Lending is one of the most practical alternatives available for fast and affordable funding. With them, you have the opportunity to access funds for the hours that you've worked at your job but have not been paid out yet, minus any added fees, interest charges, or hidden fees.

Contact Information

We'll Connect You!

Call our recommended rep over at Credit Wise Lending below.

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Very good33%
Average0%
Poor0%
Terrible0%

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Credit Wise Lending

Credit Wise Lending is one of the most practical alternatives available for fast and affordable funding. With them, you have the opportunity to access funds for the hours that you've worked at your job but have not been paid out yet, minus any added fees, interest charges, or hidden fees.

Got my money the day after.

Rated 4 out of 5
March 25, 2021

Applied online via creditwiselending.com and got my money the day after.

Jared O

Applying for a loan was easy.

Rated 5 out of 5
March 25, 2021

Applying for a loan was easy. I didn’t have to send in anything at all. I love it, no complaints!

Emily F

I learned that they offer cheaper rates.

Rated 5 out of 5
March 12, 2021

I wish I had known about them earlier. I would’ve consolidated my debts through their program had I learned that they offer cheaper rates.

Jean V

PERSONALIZED RATES

and

IT'S SIMPLE, QUICK AND FREE

and

WON'T AFFECT YOUR CREDIT

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